Have an open mindset1
The most important thing to becoming rich is for you to have a mindset to want to become rich. The reason I say that is, I wanted to become rich when I played Monopoly2, that was when I was nine years old. The greatest formula3 for wealth is found on that board game. When I was nine years old my poor dad, the schoolteacher said, “Ah, put the game away. Study, study, study! You're wasting your time playing.”
And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly,” He said, “It's right in front of you.”And I wondered “What's the formula?” And finally I learned the formula is: four green houses, red hotel, four green houses, red hotel. Today I'm a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all, buy a red hotel, four green houses, red hotel. You do not have to go to school to become rich, just play Monopoly: four green houses, red hotel. That is it.
You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it's too risky4. Don't do that. Don't take risk. Save your money. Play it safe!” That is a poor person's mindset. You must have open mindset, open. And if you have an open mindset you will learn from everything; If you have a closed mindset you will learn from nothing. So I think that is the most important thing.
The difference between money and wealth
No, I don't have a salary. I only had a job for four years in my life. I don't want a salary.The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no assets5. You must know the difference between money and wealth. They're not the same things. Money will never make you rich. Wealth makes you rich. I have large companies. I have lots of stocks. I trade options6. I have real estate7, that's what makes me rich, so the money just comes in whether I work or not.
Bill Gates only makes $500,000 a year. That's all. I make more than him. That's all he makes, but he's worth $20 billion. I'm trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets: businesses, stocks, real estate. That's what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That's the difference.
Conclusion: China's opportunity for the future
There's a saying in America, “The world will not change until the old men die.” Like me, you know? So the strength that China has is you have the highest growth rate right now. You also have a young population. In the next ten years you will become, in my opinion, the richest country in the world and you're in the best place at the best time, I commend8 you for being brilliant9, brilliant students and I wish you the best of luck for the future, so thank you very much, I appreciate it.
开放的心态
成为富翁的最重要的一点就是要有成为富翁的思想。我之所以这样说是因为当我还在玩“大富翁” 的游戏时就这样想了，那时我9岁。财富积累的最有效的公式就建立在那个键盘游戏基础上。我9岁时，当学校老师的穷爸爸对我说：“哦，不要玩游戏了。学习，学习，学习！玩‘大富翁’游戏是在浪费时间。”
我的富爸爸则告诉我这个公式：“你必须开放思想，发现‘大富翁’游戏里公式。”他说：“它就在你的眼前。”我问“什么公式？”最后我发现，公式就是——四座绿房子，一座红旅馆；四座绿房子，一座红旅馆。今天我之所以能成为一个富翁全是因为从24岁时我就开始买四座绿房子，然后把它们全卖掉再买一座红旅馆，四座绿房子，一座红旅馆，如此循环不断。你并不需要进学校才能变得富裕。玩一玩“大富翁”吧，四座绿房子，一座红旅馆。就这么简单。
你必须学习在你之前成为富翁者的经验。不要和穷人们谈话，穷人总是会告诉你说：“哦，那太冒险了。不要那样做。不要冒险，把你的钱存起来吧。办事要稳妥。”这就是穷人的观点。你必须开放你的思想。如果你有开放的思想，你就可以从任何事情中学到东西。如果你封闭了思想，你从什么事情中都学不到东西。所以我认为，这才是最重要的。
金钱与财富的区别
不，我没有薪金。我一生总共才有过一份工作，干了4年。我不想拿薪金。中产阶级和穷人所想要的是高收入。他们想赚钱，因为他们没有资产。你必须清楚钱和财富之间的区别。它们并不是一回事，钱不会使你变成富翁，财富才能使你成为富翁。我有多家大公司，我有许多股票，我做期货交易。我有房地产，这些才是使我成为富翁 的秘密。所以无论我是否工作，钱都滚滚而来。
比尔·盖茨一年只挣50万美元，仅此而已。我挣的比他多。他只挣那么些钱，但他的资产却有两百亿。我想告诉大家，收入、钱和财富之间是有很大差别的，所以我总是在买资产：开公司、买股票和房地产。这些才能使你变得富裕，而不是一份工作。在美国，富人变得更富的原因是他们将财富传给他们的孩子。我的穷爸爸总是对我说：“高收入工作、高收入工作、高收入工作。”我的富爸爸则说：“资产、资产、资产。”这就是区别。
总结：中国未来机遇
在美国有一句话：“这世界不会改变，除非老家伙们都不在了。” 就像我，你们知道吧？中国的优势在于她有最高的增长率。你们的人口很年轻。在我看来，未来十年里，你们将成为世界上最富裕的国家，你们正处于最佳的时期和最佳的地点。我认为你们是非常棒的学生，祝你们好运，非常感谢，谢谢你们。
1． mindset n． 精神状态；心态
2． monopoly n． 垄断，此处为强手棋（按骰子所掷点数下棋，模拟房地产交易的棋戏）
3． formula n． 公式
4． risky adj． 冒险的
5． asset n． 资产（常用复数）
6． option n． 期权
7． real estate 房地产
8． commend v． 推荐；表扬
9． brilliant adj． 才华横溢的，杰出的