As far as I`m concerned, bank loan is my favorite choice. For one thing, my parents do not have enough money to afford me. For another, you will find yourself too tired to study after doing a part-time job. In addition, I`m sure that I will have a good chance of getting a nice job after graduation, when I`ll be able to repay the loan. Therefore, I prefer the bank loan.

Car Accidents Declining in Walton City
　　According to the graph, the rise and fall of the rate of car accidents in Walton City varies with the seasons. From January to March last year it increased by 68%, from March to June it dropped by about half the previous rate; and from June to August there was a steep rise of 66.6%. After that, however, there was a steady decrease, and this makes us optimistic that car accidents are declining in Walton City.
　　There are three reasons for this improvement. First, new traffic regulations have made drivers more careful, second, more people are using bicycles for transportation, and third, in the later part of the year good weather make the roads safer to drive on.
　　This year, major roads have been repaired and the number of public buses has been increased. Moreover, a traffic safety campaign has made all the local people more aware of the dangers of unsafe driving. So, I am confident that there will be even fewer car accidents in Walton in the future.

Film Is Giving Way to TV
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The latest statistics show that the number of people attending cinemas is getting steadily smaller. At the same time, the number of television viewers is growing at almost the same rate.